Skip to Content
Home

Alabama Debt Settlement and Consolidation

If you are a resident of Alabama and are in despair because you are having trouble with too many debts, your worries are over. Debt Settlement and Consolidation help is available for you to pay off your debts, no matter how many bills you have. There are so many answers to your debt problems – it’s just a matter of finding the solution that’s right for you.

Before you go tearing your hair out because of feeling like you are in an ever deepening hole, get advice on what to do about getting control of your debts. You are not alone. People just like you in every state are feeling the pinch of the times because they owe more money than they can pay living paycheck to paycheck.

Debt Solutions Tailored for Your Needs

Debt Negotiation is a program for individuals who are sinking under the load of unsecured debt. It saves you from having to go bankrupt when you have debt of more than $10,000 and you can’t pay it. Debt settlement allows you to settle each one of your accounts at a reduced amount – in the range of fifty to sixty cents on the dollar. The length of time it takes to get everything paid off depends on how much you owe in total. Here is how it works:

  • You make payments each month, typically to a trust account
  • When sufficient funds have accumulated, debt settlement is initiated
  • The largest debt is settled first, followed by the next largest until all accounts are paid

Take Charge of High Interest Rates

The Debt Settlement program allows you to pay off your debts more quickly than you could with Consumer Credit Counseling because you pay first on the principle rather than on the interest. This is the right program for you if you have more than $10,000 in debt and you have not been able to reduce the principle on your debt. There is no need for you to feel helpless if you are paying exorbitant interest in credit cards because we can help you get your payments under control.

Debt consolidation is another method that can help you pay off the total amount of your debts in as little as 5 to 7 years. The amount of interest you pay is significantly reduced and the payments are restructured so you only have one monthly payment and this fits within your budget.

Call today for Alabama Debt Settlement and Consolidation.