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Florida Debt Settlement and Consolidation

Florida is a great place to live but if you are saddled by a growing burden of debt no amount of sunshine can make you feel better about your finances. You may have started out with the best intentions, but as the economy changes and you are feeling the effects, as do thousands of other American consumers things can get troublesome. The problem with unsecured debts that don’t have a collateral backing is that you will never be free of making enormous interest payments if you start to fall behind on your monthly obligations. This can make the future seem very dismal indeed. Fortunately, there is peace of mind to be had because we have solutions that you can qualify for today to get your finances under control.

Resolve Your Worries about Paying Your Debts

If you have $10,000 or more in unsecured debts help is at hand. These debts can come from a number of different sources, such as hospital or dental bills, credit card debt, utility bills and cell phone bills. We work with you to devise the best strategy for paying down the principal amount of your debts first before paying the interest which grows at an alarming rate. Through one of two methods you will become free and clear of unsecured debt faster than you knew was possible. Your days of struggling to cope with too much debt are over.

Debt Settlement

Debt settlement, otherwise known as debt negotiation is the program that gives you an excellent alternative to bankruptcy. We negotiate with your creditors to allow you to pay from 50 to 60 cents on the dollar. Typically within 6 months to 36 months your unsecured debts are paid off, depending on how much you owed in the beginning. Your payments are combined into a single monthly sum and when they build up your creditors are paid one by one.

Debt Consolidation

Debt consolidation or consumer credit counseling combine all the unsecured debts you owe into a single monthly payment reasonable for your budget. We restructure the debt with your creditors to have the amount of the interest reduced and that can cut your payments back by as much as 50%. A telephone consultation with a credit counselor will help you establish a new monthly payment amount and calculate how many months it will take to pay off all your unsecured debts.

Call today for Florida Debt Settlement and Consolidation.