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Illinois Debt Settlement and Consolidation

Illinois residents will be happy to know there is help available for anyone that has been struggling to make ends meet under the pressure of growing unsecured debt. There is no worse feeling than making endless payments but never getting any closer to paying down the principal. Sadly many American consumers who were once thriving financially got into trouble when they started only paying the minimum amounts on their unsecured debts. If you are in this predicament it will take you a very long time to get to the end of the tunnel.

  • Medical bills
  • Dental bills
  • Cell phone bills
  • Credit card debt
  • Utility bills 

These all have very high interest rates because they have no collateral backing such as a car or house to secure them. If you have these kinds of debts and they add up to $10,000 or more we can lend you a helping hand by getting you on a reasonable payment schedule.

  • Debt Settlement/Debt Negotiation. This strategy is used to reduce your debt by negotiating a lower amount with your creditors. You end up paying around 50 or 60 cents on the dollar. Your overall debt is lower because once enough money has built up in a trust account, your creditors are paid off in succession. Your money goes toward the principal rather than the escalating sum of the interest.
  • Debt Consolidation/Debt Negotiation. This program combines all your debts into a single monthly payment that fits your budget, making it very easy for you to handle. You’ll be given a reduction in interest which makes paying if off sooner than later attainable. Before you know it you will be debt-free with payments that are lowered up to 50%.

Your Debt Worries Are Over

If you are worried about how you are going to make your payments this month call us today. We can talk to you about which strategy works best and help you find a way to avoid bankruptcy. This would do a great deal of damage to your credit rating, yet alternative methods can help you repair your credit.

Call now for Illinois Debt Settlement and Consolidation.