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Louisiana Debt Settlement and Consolidation

Getting caught in the cycle of failure to meet minimum monthly payments on unsecured debt is a gloomy prospect, yet it happens to many Louisiana consumers and thousands of other Americans across the country. When it happens, you end up in the position where you are only paying interest charges and none of the principle so your debt is virtually never-ending. It’s hopeless if you get slammed with late fees and penalties. At times like this it’s imperative that you reach out for help from programs that can give you financial stability.
You may think you will be forced to declare bankruptcy but this is not the case. If you have at least $10,000 in unsecured debt we can help you. There is no need to totally destroy your credit when there are methods to pay your bills.

  • Credit card debt
  • Cell phone bills
  • Medical  or dental bills
  • Utility bills
  • Any unsecured debt without collateral

 
There are two programs available that reduce the overall costs on your unsecured debts and get control over your finances.

  • Debt Settlement. Using this method, which is also known as debt negotiation we take you to the place where you are only making one payment per month on the total of all your unsecured debts. The sum you pay works within your budget. Once sufficient money has gathered in your account your creditors are paid off beginning with the largest until all have been paid. You end up paying less overall since we negotiate to lower the amount of interest you pay – 50% to 70%. It can take in the range of 6 months to 36 months to get this done.
  • Debt Consolidation.  This strategy of handling debt is also called consumer credit counseling and this is an ideal way to pay the full amount of the principal you owe less the high interest charges. You will stop receiving the threatening phone calls and letters once you begin this program of debt payment. With your interest charges reduced by as much as 50%, your monthly payments can be cut in half.

Call today for Louisiana Debt Settlement and Consolidation.