Overwhelming interest rates on unsecured debts is enough to make anyone feel as though the future is hopeless. If you are a Maryland resident are your back is breaking under the weight of all the extra fees, penalties and interest that you are unable to pay, you are not alone. Americans in every other state are feeling the pinch. It’s a vicious cycle that begins once you find yourself reduced to making only the minimum payments on your credit cards, medical bills, utility bills, cell phone bills and other unsecured debts. You are pretty much sunk if you begin to miss payments.

The good news is that help is available when your total unsecured debts add up to at least $10,000. We offer two main alternatives to declaring bankruptcy that get you back on track and help restore your credit.

Debt Settlement Program

• This is also known as debt negotiation
• You pay on the principal first and interest later
• Build up sufficient funds in a trust account to pay creditors
• Creditors are paid off in order successively
• Be debt-free in as little as 6 months to 36 months
• For people with at least $15,000 in unsecured debt
• Make a single monthly payment only
• Debt is lowered by 50% to 70%

Debt Consolidation Program

• The same as consumer credit counseling
• Payments are at a lowered interest rate – as low as 50%
• Reduce the amount of your payments by up to half
• Do away with harassing letters and phone calls
• Good for consumers with $15,000 or less in unsecured debt
• Make one payment per month that suits your budget
• Pay off your debts in a practical amount of time

We Can Help You Get Debt Relief Today

There is no need to deal directly with you creditors – we do all the negotiations and restructuring on your behalf. If the burden of overwhelming unsecured debt is getting you down, pick up the phone and call us. We are ready to help you rest easy at night.

Call today for Maryland Debt Settlement and Consolidation.