Getting caught in the trap of sky rocketing penalties, late fees and interest charges is quite disturbing when you are doing your best to meet your monthly obligations but find yourself sinking deeper and deeper into debt. Minnesota residents along with consumers all over the country are finding out the hard way that if you have unsecured debts, failing to pay down the principle locks you into years of payments on interest only. This can be very depressing and frequently leads to filing for bankruptcy.

There is a way out and if you have at least $10,000 in unsecured debts for bills such as dental or medical, cell phone and utilities or credit cards we can help you. You don’t have to be concerned about going bankrupt because the programs we offer get you on track with meeting your monthly payments within your financial plan.

Debt Settlement Program

• This is the same concept as debt negotiation
• You pay first to reduce the principal
• Build up sufficient funds in a trust account to pay creditors
• Creditors are paid off in order from largest to smallest amount owed
• Be done with your payments in 6 months to 36 months
• For people with at least $15,000 in unsecured debt
• Make a single monthly payment only
• Debt is lowered by 50% to 70%

Debt Consolidation Program

• Also known as “consumer credit counseling”
• Payments are at a lesser interest rate – as low as 50%
• Reduce the amount of your payments by up to half
• No more harassing letters and phone calls
• Ideal for consumers with $15,000 or less in unsecured debt
• Make one payment per month reasonable for your budget
• Pay off your debts in a realistic amount of time

We Can Help You Get Debt Relief Today

We do all the negotiations and restructuring on your behalf by talking directly to your creditors. If the weight of too much unsecured debt is causing you distress, pick up the phone and call us. We are ready to help you get back on track with your finances.

Call today for Maryland Debt Settlement and Consolidation.