Residents of Missouri have been feeling the impact of the changes in the economy just as thousands of other U.S. citizens across the country facing foreclosure and bankruptcies. Unfortunately, if you have been caught in the downward spiral of paying large interest charges on bills for unsecured debts you may be having the same dilemma as those folks in bankruptcy. The good news if you don’t have to go this route if you take proactive steps to get your monthly payments under control.

You Can Get Your Debts Under Control

Unsecured debts cover bills such as medical or dental, utility bills, cell phone bills, credit cards – any debt that is not backed by collateral such as a car or house. These debts can incur very high interest costs. If you have been reduced to making only the minimum monthly payments you already know you are not paying down the principle. In this case it will literally take you years to pay off your debts. If you are feeling overwhelmed by the prospect of paying thousands of dollars in interest charges, not to mention late fees and penalties we can help. We have two debt payment programs available for anyone with at least $10,000 in unsecured debts.

Debt Settlement Program

• This is also known as debt negotiation
• For people with minimum $15,000 in unsecured debt
• Pay on the principal first and interest later
• Build up adequate funds to pay creditors
• Debt is lowered by 50% to 70%
• Creditors are paid off one at a time
• Be debt-free in as little as 6 months to 36 months
• Option to make a single monthly payment

Debt Consolidation Program

• The same as consumer credit counseling
• Pay at a lowered interest rate – as low as 50%
• Good for consumers with $15,000 or less in unsecured debt
• Reduce  the amount of your payments by up to half
• Get rid of harassing letters and phone calls
• Option to make one payment per month that suits your budget
• Pay off your debts in a realistic amount of time

Call today for Missouri Debt Settlement and Consolidation.