Are you a New York resident struggling with the enormous burden of debts that you can’t pay? You are not the only one. Thousands of Americans are ending up in bankruptcy with their homes in foreclosure. Bills that are considered unsecured debts do not leave you any room for negotiation. Once you have been reduced to paying the minimum amounts or getting slammed with late fees and penalties you are going to fork over your hard-earned cash for a very long time before you see light at the end of the tunnel.

• Credit card debt
• Utility bills
• Medical bills
• Cell phone bills
• Dental bills
• All unsecured debt without collateral

Get Help Today with Unsecured Debt

The problem with falling behind on these types of bills is that you are not paying down the principle and you only ever pay interest charges, typically very high. These debts will eventually take you down to the point where you feel your only option is bankruptcy. Before that happens call us for help. We can approve you today for a debt payment plan that will work with your budget and get you back on your feet.

Debt Settlement Program

• This is basically the same as debt negotiation
• Your money is applied first to reduce the principal
• Build up sufficient payments in a trust fund to pay creditors
• Creditors are paid off in one at a time
• In 6 months to 36 months your payments can be over
• For consumers with a minimum of $15,000 in unsecured debt
• Make one doable monthly payment only
• Debt is reduced by 50% to 70%

Debt Consolidation Program

• Also described as “consumer credit counseling”
• Payments are at a significantly reduced interest rate – as low as 50%
• Cut the amount of your payments by up to half
• No more irritating letters and phone calls
• Perfect for clients with $15,000 or less in unsecured debt
• Make one payment per month practical for your means
• Pay off your debts in a reasonable amount of time

Call today for New York Debt Settlement and Consolidation.